Down on the corner, howdy in the street, Willy and
the Poor Boys are playing. Bringing nickels can't
be beat.

The story:

Actually, when I first heard this song, I thought
the end of the verse went "Willing to avoid the
pain, bringing details can't be beat". But I have
always liked hearing the first part of the verse
with "Howdy", as if they were a southern band or
something.